UK-Based Finance Experts
Get Commercial UK Finance Options in Hours. Even If Banks Said No. No fees unless we secure your deal
✓ Supported by 400+ Lenders
✓ Get matched with lenders in 24 hours
✓ Competitive Rates & Terms
✓ FCA-regulated UK brokers acting in your interest
Backed by years of property finance experience, we can access a range of finance solutions.
Types of Finance We Can Support
HMO Mortgages
btl mortgages
bridging finance
asset finance
development finance
refinance
UK-Based Finance Solutions in Hours
Discover Your Finance Options Today
At ATZ, once we receive your enquiry, you will be supported by a broker who acts solely in your best interests and guides you through every stage with clarity and care. Your broker around the clock to secure the most suitable outcome for your circumstances and remains fully accessible whenever you need guidance.
Free Advice, Until You Are Ready
With our structure, you only pay fees once the work has been complete. Get started by getting in touch with one of our experts today.
Range of Lenders
You gain the advantage of approaching multiple reputable lenders which increases the likelihood of securing terms that suit your objectives.
Multiple Options, Suited to Your
This broader access encourages competitive pricing and more flexible criteria that support both straightforward and complex borrowing needs.
No-Obligation Financial Options
Funding timelines are tightening – secure your options within hours
You pay nothing for our service unless your finance completes, which ensures every recommendation is focused on securing the right outcome for your business with full accessibility throughout the process.
95% of clients receive offers within hours
Your enquiry is reviewed promptly so you receive tailored options within hours rather than days. This accelerated process helps you move forward with confidence and reduces delays at critical stages of your planning.
FCA Regulated
Your application is handled under strict regulatory standards which ensures transparency accuracy and responsible guidance throughout the process. This oversight provides reassurance that every recommendation is made with your best interests in mind.
Get Your Options in 3 Steps
1. Submit Your FREE Enquiry
Fees apply only when a mortgage is successfully arranged which ensures the guidance you receive is entirely aligned with your best interests and supported by consistent accessibility throughout..
2. Receive Tailored Options
Our specialists assess your requirements and source suitable products from a wide panel of lenders. You then receive clear options within hours enabling you to compare terms and progress without unnecessary delay.
3. Advance to Approval
Once you select your preferred solution we guide you through the application process with precision and transparency. You benefit from professional support at every stage which helps streamline approval and keeps your plans moving forward.
400+
Lenders
30+
Years Combined Experience
£6+
Million Funded
Frequently Asked Questions
Common Questions Before You Apply
Still unsure? Speak directly with a broker and get clarity on your options today.
How quickly can I get finance options?
Most clients receive initial options within 24–48 hours after submitting an enquiry. More complex cases may take slightly longer, but we prioritise speed without compromising on quality.
Can I get finance options, if I’ve been declined before?
Yes. We specialise in complex and previously declined cases. With access to over 400 lenders, including specialist providers, we can often secure funding with and without high street banks.
Do you charge any upfront fees?
No. There are no upfront fees for assessing your enquiry. Any fees will be clearly explained before you proceed with a lender, so there are no surprises.
Will applying affect my credit score?
An initial enquiry with us does not impact your credit score. A credit check is only carried out once you decide to proceed with a specific lender.
Why should I use a ATZ Finance instead of going directly to a bank?
Working with us gives you access to:
- 400+ lenders, including exclusive deals
- Specialist options not available directly
- Expert guidance to improve approval chances
This saves time and increases your likelihood of securing the right finance.
Clear and Simple Product Comparisons
As a broker we provide simple easy-to-read comparison sheets that break down key information such as fees charges product features and potential benefits across different options.
Clear lending structures
All options in one place
Make informed decisions
Funding deadlines approaching? Get in Touch Today
There is no obligation and no cost for initial quotes. You receive a curated shortlist of lenders who match your requirements which allows you to make decisions grounded in evidence not guesswork.
We are proudly based at The Shard in London, yet our services are designed to support businesses everywhere. Working with us is not about status or scale — it is about ambition, and we partner with clients of all sizes to help them grow.
Client Feedback
Latest Reviews
The service from the ATZ team was exceptional from start to finish. Complex processes were explained with confidence which made each decision far easier to navigate. I now feel far more informed and empowered in my commercial journey.
Working with ATZ has transformed the way I approach commercial property investment. Their guidance was clear and grounded in real expertise. It was more than just numbers. I felt supported at every stage.
ATZ Finance were extremely helpful when I needed to move quickly on a £1.3 million commercial unit purchase. Time was critical and they acted fast to help me find suitable lenders who could support the deal.
ATZ Finance Limited is an Appointed Representative of The Fiducia Network Ltd, which is authorised and regulated by the Financial Conduct Authority under FRN 917537.
We are a credit broker and not a lender. We conduct both regulated and unregulated business and therefore not all products provided through us are regulated by the Financial Conduct Authority.
We are registered with the ICO under ZB269179.
ATZ Finance LTD is registered in England and Wales, Registered No. 13529384
Registered Office: The Shard, Floor 24/25 32 London Bridge Street, London, United Kingdom, SE1 9SG
Member of the National Association of Commercial Finance Brokers’ (NACFB) and adhere to their Code of Practice.